AML Compliance & goAML Registration in UAE
Registration, Policies, Training, and Reporting — Fines Run From AED 50,000 to AED 5 Million.
Real estate brokers, dealers in precious metals and stones, auditors, accountants, and corporate service providers must register on the goAML portal and comply with UAE anti-money laundering law (Federal Decree-Law No. 20 of 2018). Sky Sigma handles your goAML registration, AML policies, KYC framework, MLRO support, and training — fixed plans, agreed upfront.
Why UAE Businesses Trust Us With AML Compliance
Avoid Fines From AED 50,000 to AED 5 Million
UAE AML penalties for violations range from AED 50,000 up to AED 5 million per breach. Registration, policies, and reporting done right cost a fraction of a single fine
goAML Registration Done Right, First Time
The goAML portal registration is document-heavy and rejection-prone. We prepare, submit, and follow through until your registration is confirmed
Policies Regulators Actually Accept
Your AML/CFT policies, KYC procedures, and risk assessments are drafted to Federal Decree-Law No. 20 of 2018 standards — not copied templates that fail inspection
MLRO Support Without a Full-Time Hire
Every DNFBP must appoint a compliance officer (MLRO). We support your appointed MLRO — or provide the framework, training, and reporting support behind one
AED 5M
Maximum Fine Per AML Violation
1-2
Weeks Typical goAML Registration
100%
Fixed-Fee Engagements
4
DNFBP Sectors Covered
Every AML Obligation — Covered in One Place
From first-time goAML registration to annual AML audits — one team handles your complete anti-money laundering compliance.
How We Get You AML Compliant
A clear three-step path from unregistered to inspection-ready — with fixed fees at every stage.
Gap Assessment & Fixed Plan
We review your business activity, license, and current compliance position against UAE AML requirements, then give you a fixed-fee plan covering exactly what you need — nothing more.
Register & Build Your Framework
We complete your goAML portal registration, draft your AML/CFT policies, set up your KYC/CDD procedures, run your risk assessment, and train your team.
Stay Compliant, Year-Round
Ongoing support keeps you inspection-ready: STR filing assistance, annual risk assessment updates, registration renewals, refresher training, and annual AML audits.
Fixed Plans. No Hourly Billing.
Your AML setup — goAML registration, policies, KYC framework, risk assessment, and training — is priced as one fixed fee after a free gap assessment. Ongoing compliance is covered by a fixed annual plan. Either way, the price is agreed upfront and is a fraction of the AED 50,000 minimum fine for a single violation.
UAE AML Enforcement Is Real — Here Is What It Means for Your Business
The UAE's anti-money laundering framework — anchored in Federal Decree-Law No. 20 of 2018 on Anti-Money Laundering and Combating the Financing of Terrorism — does not only apply to banks. Designated Non-Financial Businesses and Professions (DNFBPs) carry the same core obligations: real estate brokers and agents, dealers in precious metals and precious stones, auditors and accountants, and corporate service providers. If your license covers any of these activities, you must register on the goAML portal, maintain written AML/CFT policies, perform KYC and customer due diligence, appoint a compliance officer (MLRO), run an annual risk assessment, train your staff, and report suspicious transactions.
Enforcement is active. The Ministry of Economy supervises DNFBPs, the Financial Intelligence Unit receives goAML reports, and inspection campaigns have resulted in substantial fines across all four DNFBP sectors. Penalties for AML violations range from AED 50,000 to AED 5 million per breach — and missing registration, missing policies, or an unappointed MLRO are each separate, easily detected violations. Most businesses that get fined are not laundering money; they simply never set up the paperwork.
Sky Sigma makes compliance straightforward. We register you on goAML, draft policies regulators actually accept, build a KYC/CDD process your team can follow in practice, train your staff in-house, and support your MLRO year-round — including STR filing, renewals, and annual AML audits. One free gap assessment tells you exactly where you stand and what it costs to fix. From there, every fee is fixed before work begins.
Frequently Asked Questions
Common questions about goAML registration, MLRO requirements, and AML compliance in the UAE.
Not Sure If You Are Compliant? Find Out for Free.
Tell us your license activity and we will run a free AML gap assessment — registration status, missing policies, MLRO requirement, training, and reporting. You will know exactly where you stand before a regulator tells you, and exactly what it costs to fix.